THOMAS DEAN SMITH, ON BEHALF OF HIMSELF AND ALL OTHERS SIMILARLY SITUATED, APPELLEE/CROSS-APPELLANT, v. WORLD INSURANCE COMPANY, APPELLANT/CROSS-APPELLEE. Nos. 93-1558, 93-1559.United States Court of Appeals, Eighth Circuit.Submitted December 15, 1993. Decided October 17, 1994. Order Granting Motion for Clarification November 21, 1994 in No. 93-1558. Rehearing and Suggestion for Rehearing En Banc Denied November 22, […]